Thursday, December 30, 2010

an end and a beginning

so the year is about to end and i figured we had better give it a proper tribute on this site as well. hmm, i'm not sure if this will be a worthy end-of-the-year post but here goes!

i did my financial accounting voodoo yesterday. mind you, i never took an accounting subject so i kept it pretty simple and just added and subtracted a few digits.  the verdict?

i went overbudget!!! by around 3k. considering all my expenses and my income (sidelines included), i saved just a little little less than half of my salary.  oh well, i'm still learning, you know? and some people might say that i was unnecessarily generous at several occasions, which isn't entirely a terrible thing, right? i'll just need to compensate for that.

this coming year, my contract will end at my current place of employment.  i have 2 months of (somewhat) predictably stable income before i have to get a new job, a better one!  and having decided that the compensation does not solely determine what constitutes as a great job, i am facing the possibility of earning even less (read: minimum wage), especially should i choose to work for an NGO or the like.  and what does this mean, exactly? new New Year financial resolutions!

now, i'm not doing this to try to compensate for some guilt of overspending.  i admit that i did overspend a bit during the past year but, guess what, it was worth it in one way or another.  i either helped someone or learned a lesson as a result.  money well-spent, if you ask me.  but for this year, it's time to apply what i've learned and what i believe in.  i believe it is possible to live contentedly, even with very little.  and i also believe that you are never too poor to help someone out. 

this year, after having analyzed my every expense, i'm resolving to:
1. buy less clothes and shoes.  and if i do buy, they have to be practical needs.
2. reuse and recycle even more.  that means more DIYs too, and more garage sales.
3. lessen my dependency on material objects.  even more garage sales then! and i'll be giving away "presents" to friends who want them, i guess :)
4. make my money work for me.  i'll be spending (both time and money), albeit still wisely, on three things: fostering relationships and helping those in need, further learning, pursuing my dream/mission

i'm really excited for the new year!!!! the possibilities will be even more exiting than they were in 2010, i just know it :D

btw, i made my first New Year/Bday/Dream purchase (yes, this will be placed in the 2011 report :P ) i sure hope to make the most out of this one.



Merry Christmas and a Happy Happy New Year to you all!


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